Such a clever idea! Stephanie from Rubber Romance Stamps shares her solution to Christmas budgeting: an envelope-based planner that holds cash for each recipient on her Christmas gift list.

Better still, this lavishly-photographed tutorial will take you step-by-step through creating an accordion envelope organizer in record time.

Using office store envelopes, cardstock, punches, patterned paper and pretty stamped embellishments, get Christmas ... organized!

Christmas ... Organized, On Budget and Oh So Chic!