Making a Christmas planner can be as simple as tucking a stack of lined paper into a three-ring binder, but if you want to get the most out of this Christmas organizing tool, consider this list of supplies:

• Three-ring binder or notebook; a clear-view binder is easy to decorate with a pretty cover and spine insert
• Divider pages to set apart sections of the Christmas planner
• Lined paper for notes and lists
• Free printable Christmas planner forms
• Three-hole punch
• Clear plastic page protectors to hold torn-out recipes, articles and printouts
• Pocket pages for Christmas cards, printouts or extra forms
• Large manila envelope for receipts
• Post-It brand notes and flags
• Zipper pencil case
• Pencils, markers and highlighter

Money-Saving Tip: Stock Your Christmas Planner With Back-To-School Sales!

Back-to-school sales are the perfect place to find Christmas planner supplies at bargain prices--and the timing is right, too! Autumn's approach is the perfect time to begin planning for Christmas.