Such a clever idea! Stephanie from Rubber Romance Stamps shares her solution to Christmas budgeting: an envelope-based planner that holds cash for each recipient on her Christmas gift list.

Better still, this lavishly-photographed tutorial will take you step-by-step through creating an accordion envelope organizer in record time.

Using office store envelopes, cardstock, punches, patterned paper and pretty stamped embellishments, get Christmas ... organized!

Christmas ... Organized, On Budget and Oh So Chic!

Blogger Pam Hooten over at the Iris Garden blog shares this sizzling-bright entry in the holiday planner field.

Loaded with bling and bright with creative touches, her little book can be used as a planner, a guest book or journal.

We'd love to see more shots of what's inside, but check out that cover! With layered embellishments that range from glitter to nostalgia, it's loaded with Christmas charm.

Pam Hooten's Holiday Planner

We're of two minds about this over-the-top Christmas planner. With the most complete tutorial presentation we've ever seen--including video!--blogger Oz-somestamps does a great job explaining how to make this wildly creative entry in the holiday planner field.

But be aware: this project, lovely as it is, is fairly complex and will require some specialty tools. Using a Zutter Bind-it-All and Crop-A-Dile Big Bite papercrafting tools, this project may be for dedicated papercrafters only.

This project also includes downloadable .PDF instructions and printable pages for the planner forms found in the folder. (Once again, we're a bit divided in our praise--these forms show a lot of similarity to Christmas pocket planner forms offered by OrganizedChristmas.com. In the spirit of sharing, we'd like to have seen credit given where credit was due.... but since they're a nice variation on the theme, we're pointing them out anyway.)

Get crafting on this awesome planner from OZ-somestamps:

Christmas Planner Tutorial